Financial Services Integration Platform
The Challenge
A mid-tier bank operating in Malta faced severe operational friction from disconnected core banking, payment processing, and regulatory reporting systems. Staff were manually re-keying transaction data across three platforms, consuming over forty analyst-hours per week and introducing reconciliation errors that triggered repeated queries from the MFSA during compliance audits.
Our Approach
skios conducted a thorough integration assessment, mapping data flows between the core banking platform, payment gateway, and regulatory reporting engine. We designed a middleware layer using event-driven architecture to orchestrate real-time data exchange, with a phased rollout that addressed the highest-risk manual processes first.
The Solution
We delivered a custom integration platform running on cloud infrastructure, connecting the client's Temenos core banking system with their payment processing infrastructure and MFSA regulatory reporting portal. The platform included automated transaction reconciliation, real-time exception alerting, and scheduled regulatory report generation with pre-submission validation.
Related Services
Enterprise Software Development
Custom enterprise software built for scale, security, and long-term maintainability. We deliver bespoke applications that integrate with your existing systems and evolve with your business across Malta.
Systems Integration & API Engineering
Connect disparate enterprise systems with robust, scalable integration architectures. We engineer APIs, middleware, and data pipelines that unify your technology ecosystem across Malta.
Security, Compliance & Governance
Enterprise security, regulatory compliance, and IT governance embedded into every layer of your technology stack. GDPR, secure SDLC, and audit-ready practices for Malta organisations.
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